Miami Personal Injury Lawyer

Serving Injury Victims in Miami and Throughout Florida

If you were hurt in a car crash, a fall on someone else’s property, or any other accident caused by another person’s or business’s carelessness, Spencer Morgan Law is ready to help. Our Miami personal injury lawyers focus on getting you the medical care you need and the full compensation the law allows, so you can recover and move forward with as little disruption as possible.

A Boutique Miami Injury Firm Built on Personal Attention

Spencer Morgan Law was built on a simple idea: treat every client the way we would want our own family treated. We handle a focused caseload so each client gets real attention from the lawyers working on their case, not a rotating cast of case managers. That approach lets us prepare every claim as if it will be tried in front of a jury, which is often what moves an insurance company to pay what a case is truly worth.

Our work goes beyond the lawsuit itself. Along with pursuing compensation for medical bills, lost income, and pain and suffering, we help clients get their cars repaired or fairly valued after a total loss, make sure medical bills are resolved properly, connect them with the care they need, and arrange settlement advances when money is tight.

We believe that clients are entitled to know how their case is progressing and receive prompt, detailed updates throughout the course of the representation.

You should never have to wonder what is happening with your case. We treat clients as partners, explaining each step, returning calls, and making sure you know what to expect before it happens.

Most people who call us are hurting, worried about bills, and unsure what comes next. We understand that, and we respond with patience, professionalism, and a clear plan.

Personal Injury Cases We Handle in Miami

Our attorneys handle a wide range of injury claims across Miami-Dade County and the rest of Florida, including:

Automobile Accidents

Motor vehicle crashes are among the most common causes of serious injury in Florida. When another driver’s negligence causes a collision, you may be able to recover compensation for medical expenses, lost wages, pain and suffering, future losses, and property damage. Florida’s no-fault system adds another layer: your own personal injury protection (PIP) coverage pays first, and stepping outside PIP to bring a claim for pain and suffering generally requires showing a significant or permanent injury. An attorney who knows how these rules work, and how insurers use them, can make a real difference in what you recover.

We represent drivers and passengers hurt in car accidents of every kind, from rear-end collisions in stop-and-go traffic to red light crashes and wrecks caused by drivers who roll through stop signs. Many of these collisions come down to careless choices behind the wheel, such as texting while driving, other forms of distracted driving, tailgating, or driving after drinking, and we also represent people hurt by a drunk driver.

When the at-fault driver flees, your own uninsured motorist coverage, if you carry it, is often the path to compensation, and our team regularly handles hit-and-run claims. Rideshare cases have their own coverage rules, since the insurance available after Uber and Lyft accidents depends on whether the driver was logged into the app or carrying a passenger at the time. We also handle golf cart accidents, which have become more common in residential communities around South Florida.

People outside a vehicle are the most vulnerable on the road. Pedestrian accidents and bicycle accidents often cause fractures, head trauma, and other serious injuries, and insurers frequently try to shift blame onto the person who was walking or riding.

Motorcycle Accidents

Riders have almost no protection when a car or truck turns across their path or changes lanes without looking. Motorcycle cases also come with their own defenses, such as arguments about helmet use, and Florida’s PIP coverage does not apply to motorcycle riders the way it does to car occupants. Our attorneys have handled many motorcycle crash claims and know how to answer those defenses and build the strongest possible case.

Truck Accidents

A collision with a loaded commercial truck can cause devastating injuries. Many truck accidents trace back to poor maintenance, worn brakes or tires, improperly secured cargo, or driver fatigue. Federal regulations limit how long truckers can drive and require carriers to inspect and maintain their fleets, but those rules are not always followed, and the trucking company itself may share responsibility for unsafe hiring, scheduling, or maintenance practices. After a crash with a tractor trailer, we move quickly to preserve driver logs, electronic data, and maintenance records, and we are prepared to take on national carriers and their insurers to make sure your losses are fully accounted for.

Tourism Accidents & Injury

Miami draws visitors from around the world to its beaches, resorts, hotels, theme parks, and waterways, and accidents happen to travelers just as they do to residents. Whether you live out of state or out of the country, we can represent you after an injury in Florida and handle the case while you are back home. We regularly help Canadian visitors navigate Florida’s injury system, guests hurt at rental properties and vacation rentals, divers and swimmers injured in snorkeling and scuba accidents, and families hurt at theme parks. We serve clients in Miami, the Florida Keys, Orlando, and throughout the state.

Electric Scooter Accidents

Rental and personal e-scooters are now part of daily traffic in Miami. When a rider is hurt because of a defective scooter, a careless driver, or a dangerous roadway, a claim may be available. These cases raise questions about insurance coverage and responsibility that older vehicle laws were not written to answer, and our attorneys know how to work through electric scooter accident claims. The same is true for crashes involving driverless robotaxis and self-driving vehicles, a newer kind of case that raises its own questions about who is responsible when no one is behind the wheel.

Premises Liability, Slips, Trips & Falls

Property owners and businesses must keep their premises reasonably safe for visitors, and a premises liability claim may be available when a spill, broken step, poor lighting, or other hazard causes an injury that the owner knew or should have known about. In Florida, a slip and fall on a foreign substance in a business carries a specific requirement: the injured person generally must show the business had actual or constructive knowledge of the condition.

These cases are often treated as simple, but they rarely are. Injuries that seem minor at first can turn into long-term problems, and insurers defend these claims aggressively. If you were hurt on someone else’s property, get medical care and speak with an experienced attorney before talking to the owner’s insurance company.

Falls happen most often in places people visit every day. We represent shoppers hurt in grocery stores, big box stores, and shopping malls and strip malls, as well as diners injured in restaurant falls. Travelers and guests can be hurt just as easily in hotels and resorts, while residents often face hazards in their own rental apartments or in poorly maintained public parks. Property owners can also be responsible when someone is attacked by a dog, and Florida generally holds dog owners strictly liable for dog bites.

On the Job Accidents

Our affiliated workplace injury attorneys help employees hurt on the job pursue workers’ compensation benefits for medical treatment and lost wages, including disputes over denied claims and appeals. Workers’ compensation is not always the only option. After construction site accidents and other workplace accidents, a separate personal injury claim may be available when someone other than your employer, such as a subcontractor, property owner, or equipment manufacturer, contributed to the injury.

Negligent Security/Assaults

Apartment complexes, bars, nightclubs, hotels, and parking lots must take reasonable steps to protect people from foreseeable crime. When an owner cuts corners on lighting, cameras, locks, or trained security staff and someone is attacked as a result, a negligent security claim may hold the owner responsible for the victim’s injuries. These cases include assaults by bouncers, attacks inside nightclubs, parking lot assaults, and sexual assaults in hotels, rideshares, and other places where better security could have made a difference.

Nursing Home Abuse

Families trust nursing homes and assisted living facilities to care for the people they love. Too often, understaffing and poorly trained workers lead to neglect and abuse instead. Warning signs include bedsores, unexplained bruises or fractures, sudden weight loss, unsanitary conditions, and a facility that will not give you straight answers about changes in your loved one’s health. Florida law gives nursing home residents specific rights, and we help families hold facilities accountable for nursing home abuse and neglect.

Defective Products

Manufacturers have a duty to sell products that are reasonably safe. Under Florida law, a manufacturer or seller can be held strictly liable for a design defect, a manufacturing defect, or a failure to warn about known dangers. Product cases are complex and defended by large corporations with deep resources, but Spencer Morgan Law is committed to pursuing justice for injured consumers, including people harmed by dangerous drugs and defective products and veterans and families affected by the Camp Lejeune toxic water litigation.

Medical Malpractice

Doctors, hospitals, and other health care providers must meet accepted standards of care. When they fall short through a missed or delayed diagnosis, a surgical error, a medication mistake, inadequate nursing care, a preventable infection, or a failure to obtain informed consent, and a patient is harmed as a result, a medical malpractice claim may arise.

Florida treats these cases differently from other injury claims. Before a lawsuit can be filed, state law requires a presuit investigation, including a medical expert’s opinion supporting the claim and formal notice to each provider. Medical records are often the key evidence, both for what they contain and what they leave out. If you believe you or your child was harmed by medical negligence, speak with an attorney experienced in malpractice claims as early as possible so these requirements can be met on time.

Pharmaceutical Complications

Some medications reach the market before their long-term risks are fully understood, and in some cases a drug is only recalled after people have been seriously hurt. Pharmacy errors cause harm too, such as filling the wrong medication, dispensing the wrong dose, or missing a dangerous interaction with a drug the patient already takes.

If you or a family member suffered harm because of a prescription drug or a pharmacy mistake, our attorneys can review what happened and help you understand whether you have a claim.

Swimming Pool Accidents

Drowning is a leading cause of accidental death for young children in Florida, and many of those tragedies happen in residential, hotel, and apartment pools. Pool owners are expected to take reasonable safety measures, and Florida law sets safety feature requirements for new residential pools. When a missing barrier, broken gate, absent lifeguard, or defective drain leads to a drowning or near drowning, the owner or operator may be responsible. We represent families after swimming pool accidents and other drowning accidents at homes, hotels, condos, and beaches.

Maritime & Cruise Ship Accidents

Miami is home to one of the busiest cruise ports in the world and a huge recreational boating community. Injuries on the water are often governed by federal maritime law rather than Florida law, and cruise passenger tickets usually contain strict notice deadlines and rules about where a lawsuit can be filed. Whether you were hurt in a boating accident, as a guest on a charter boat, as a passenger on a cruise ship, while riding a jet ski, or while parasailing, it is important to work with a lawyer who understands these distinctions.

Aviation Accidents

Plane crashes and other aviation accidents frequently end in tragedy for passengers and crew. Pilot error is often blamed, but responsibility can also rest with the aircraft owner, manufacturer, maintenance crew, or air traffic control. Spencer Morgan Law has particular experience pursuing compensation for victims of aviation accidents, including those involving single-engine planes.

Catastrophic Injury & Wrongful Death

Losing a loved one because of someone else’s negligence is devastating, and the financial loss can be just as overwhelming when that person supported the household. Florida’s Wrongful Death Act allows a wrongful death claim to be brought by the personal representative of the estate on behalf of the surviving family members, and it sets specific rules about who can recover and what damages are available.

A catastrophic accident can change a life just as permanently. Injuries such as traumatic brain injuries, paralysis, severe burns, and spine and spinal cord damage require careful planning for a lifetime of medical care and lost earning capacity. Trust Spencer Morgan Law to guide your family through this difficult time and pursue a measure of justice.

Natural Disaster Claims

After a hurricane, flood, or fire, insurance companies are often slow to send an adjuster, and the estimate that eventually arrives may fall well short of the real damage. Claims may be underpaid or denied outright. When an adjuster’s estimate is in question, we can bring in an independent adjuster to document the true scope of the loss, and we are prepared to take a wrongfully denied claim to court.

Insurance Coverage Disputes

Insurance companies are required to honor the terms of their policies. When an insurer fails to pay a valid claim, it may have breached the contract and, in some situations, acted in bad faith. These disputes arise with auto, homeowners, life, health, and disability coverage, and we help policyholders push back when an insurer refuses to do what it promised.

Consumer Law

Car dealers, funeral homes, and many other businesses sometimes take advantage of consumers through unfair or deceptive sales practices. Florida’s consumer protection laws give people tools to fight back, and certain statutes allow a successful consumer to recover attorney’s fees from the business.

Rest assured that when you hire Spencer Morgan Law, you will be treated like family.

Why Clients Choose Spencer Morgan Law

If you are looking for a Miami personal injury lawyer, the right fit matters as much as the right credentials. Spencer Morgan Law is a boutique injury firm led by Spencer G. Morgan, who spent the early part of his career defending insurance companies and has represented only injured people since 2001. Your case is handled by a team that knows your name and your story. We prepare every case for trial, communicate openly, work on a contingency fee basis, and are available around the clock when clients need us. We serve Spanish-speaking clients, travel to meet clients at home or in the hospital, and represent people across Miami-Dade County and throughout Florida with the same level of care, as many former clients describe in their testimonials.

How a Miami Personal Injury Case Moves Through Court

Most personal injury lawsuits in Miami are filed in the state courts of the Eleventh Judicial Circuit, which serves Miami-Dade County. Claims seeking more than $50,000 go to circuit court, while smaller claims are heard in county court. Many cases never reach trial: they settle through negotiation or court-ordered mediation, which is a common step in Miami-Dade civil cases. When an insurer will not make a fair offer, we are prepared to try the case before a jury.

Miami Personal Injury FAQs

What should I do right after an accident in Miami?

Get medical attention right away, even if you feel fine, because some injuries take time to show up. Report the incident to the police or the property owner, take photos of the scene, your injuries, and any damage, and collect contact and insurance information from everyone involved and any witnesses. Do not admit fault, and do not give a recorded statement to an insurance company before speaking with a lawyer.

How long do I have to file a personal injury lawsuit in Florida?

For most negligence claims arising on or after March 24, 2023, Florida’s statute of limitations is two years from the date of the injury. Wrongful death claims generally must be filed within two years of the date of death, and medical malpractice claims have their own two year deadline that can depend on when the malpractice was discovered. Exceptions exist, and claims against government agencies have additional notice requirements, so it is important to speak with a lawyer as soon as possible.

What happens if I was partly at fault for the accident?

Florida now uses a modified comparative negligence system for most negligence cases. If you are found 50 percent or less at fault, your compensation is reduced by your share of fault. If you are found more than 50 percent at fault, you generally cannot recover damages from the other party. Because the percentage assigned to you can decide whether you recover anything, how fault is investigated and argued matters a great deal.

Do I need to see a doctor within 14 days after a car accident in Florida?

Yes. To use your personal injury protection (PIP) benefits, Florida law requires that you receive initial medical treatment within 14 days of the crash. PIP generally covers 80 percent of reasonable medical expenses and 60 percent of lost income, up to the policy limit, which is typically $10,000. Missing the 14 day window can cost you those benefits.

What compensation can I recover in a Miami personal injury case?

Depending on the case, you may be able to recover past and future medical expenses, lost wages and lost earning capacity, property damage, and non-economic damages such as pain and suffering, emotional distress, disfigurement, and loss of enjoyment of life. In rare cases involving intentional misconduct or gross negligence, punitive damages may also be available.

Should I talk to the other driver’s insurance company?

It is best to avoid giving a recorded statement or discussing fault with the other party’s insurer before speaking with an attorney. Adjusters are trained to limit payouts, and statements made early on can be used to dispute your claim. Spencer Morgan Law can handle all insurance communications for you.

How much does it cost to hire Spencer Morgan Law?

We handle personal injury cases on a contingency fee basis. You pay nothing up front, and if we do not recover compensation for you, you owe no attorney’s fees.

Will my case go to trial?

Most personal injury cases resolve through settlement or mediation. Insurance companies tend to make better offers when they know the firm on the other side is ready for trial, and we prepare every case with that in mind. If a fair settlement is not offered, we are prepared to take your case to court.

Does Spencer Morgan Law represent clients who speak Spanish?

Yes. We speak Spanish and welcome Spanish-speaking clients, and we make sure every client fully understands their case and their options.

Serving Throughout Miami and Across Florida

Spencer Morgan Law represents injury victims in every part of Miami-Dade County. In and around the urban core, the firm serves clients in Brickell, Downtown Miami, Wynwood, and Little Havana, as well as Midtown, Edgewater, the Design District, Allapattah, Little Haiti, the Upper East Side, and Flagami. Along the coast, we represent people in Miami Beach, Key Biscayne, Sunny Isles Beach, and Aventura.

Closer to our Dadeland-area office, the firm has deep roots in Pinecrest, Kendall, Coral Gables, South Miami, and Coconut Grove, and it serves clients farther south in Palmetto Bay, Cutler Bay, and Homestead. To the west and north, we represent clients in Doral, Hialeah, Miami Lakes, Miami Gardens, North Miami, and Biscayne Park. Wherever you live in the county, we will come to you if travel is difficult after an injury.

Beyond Miami-Dade, Spencer Morgan Law serves clients across the state with the same trial preparation standards and expert resources. The firm handles injury cases in Fort Lauderdale and throughout Broward County, in Orlando and across Orange County, and in Tampa and the rest of Hillsborough County. In North Florida, we represent clients in Gainesville and Alachua County, as well as Pensacola and Escambia County.

Spencer Morgan Law also represents students, faculty, staff, and visitors injured on or near Florida’s university and college campuses. If you were hurt at the University of Miami, Florida International University, Miami-Dade College, the University of Central Florida, the University of South Florida, the University of Tampa, the University of Florida, Santa Fe College, Florida State University, Tallahassee State College, or the University of West Florida, the firm can help you understand your legal options and pursue fair compensation.

Canadian residents and visitors injured while in Florida face unique legal and insurance considerations. Spencer Morgan Law represents Canadian residents injured in Miami, Fort Lauderdale, Orlando, and Tampa, and helps Canadian travelers navigate Florida’s personal injury system after an accident during their stay.

Contact Our Miami Personal Injury Law Firm Today

When you hire Spencer Morgan Law, you will be treated like family, you will have aggressive representation, and your needs will be met. Call 305-423-3800 for a free, confidential consultation. There is never any fee or cost to you if we do not obtain a recovery on your behalf. We are available 24 hours a day, seven days a week, and we can meet you at your home, at the hospital, or wherever we can be of the most help. We speak Spanish and welcome Spanish-speaking clients, and your immigration status should not keep you from calling us about an injury claim.