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Author Archives: Jay Butchko

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What If My Employer Doesn’t Have Workers’ Compensation Insurance?

By The Law Offices of Spencer G. Morgan, P.A. |

Expecting your employer’s workers’ compensation insurance to cover medical expenses and lost wages associated with a work-related injury is normal. But while this is the case in many situations, some Florida workers are surprised when their employer says there’s no insurance for them to fall back on. If you have been told by your… Read More »

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How Wearing Protective Gear Can Shield You From Injury

By The Law Offices of Spencer G. Morgan, P.A. |

Riding a motorcycle brings a thrill that few other experiences can match, but it also comes with risks. With Miami’s busy streets and popular motorcycle routes, it’s essential for riders to prioritize safety by wearing proper protective gear. Not only can gear reduce the severity of injuries in an accident, but it can also… Read More »

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The Risks Of Over-Reliance On Backup Cameras

By The Law Offices of Spencer G. Morgan, P.A. |

Backup cameras have become an essential feature in many modern vehicles, providing drivers with a clear view of what’s behind them when reversing. Since their introduction, they have gained significant popularity, with many drivers relying heavily on them for parking and preventing accidents. In fact, as of 2018, backup cameras are mandatory in all… Read More »

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Added Expenses When A Claim Involves An Electric Vehicle

By The Law Offices of Spencer G. Morgan, P.A. |

Popular on Miami’s roads, electric vehicles (EVs) provide vehicle owners with environmental benefits and cost savings on fuel. While these benefits are great, it is important to recognize that when an accident occurs there can be financial impacts that differ from those experienced by drivers of traditional gasoline-powered cars. From the higher repair costs… Read More »

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Who’s Responsible For Harm Due To Flooded Roads And Sidewalks?

By The Law Offices of Spencer G. Morgan, P.A. |

Flat geography coupled with heavy rainfalls can flood areas in the state of Florida, creating hazardous conditions for both drivers and pedestrians. Flooded walkways and streets can make it difficult to see obstacles, increase the risk of accidents, and lead to serious injuries. Healing from harm due to flooded spaces can be stressful, painful,… Read More »

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Injuries Caused By Unstable Construction Sites

By The Law Offices of Spencer G. Morgan, P.A. |

Florida’s high winds can turn construction sites into hazardous environments. Unsecured materials and equipment can easily turn into dangerous projectiles. Then, construction workers and passersby alike can suffer serious injuries. In these cases, construction companies may be held liable for failing to properly secure their sites against the known risks of seasonal winds. Talk… Read More »

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Boating Accidents Due To Rough Seas

By The Law Offices of Spencer G. Morgan, P.A. |

Because of its coastal location, Miami is a popular destination for boating enthusiasts. While many wonderful memories can be made out on the water, boating also comes with risks, especially during storms and rough seas. Boating accidents caused by challenging weather conditions are common, and determining who is responsible for injuries that result can… Read More »

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Range Anxiety And EV Accidents

By The Law Offices of Spencer G. Morgan, P.A. |

With the rise of electric vehicles (EVs), Miami residents are increasingly adopting this eco-friendly alternative. While EVs come with numerous benefits, they also present unique challenges, one of which is range anxiety. Range anxiety is a term describing the fear that an EV will run out of battery before reaching a charging station. In… Read More »

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Are Torn Rugs Or Slippery Floors More Dangerous?

By The Law Offices of Spencer G. Morgan, P.A. |

Some slip and fall injuries are caused by hazardous walking surfaces, such as slippery floors and torn rugs. While both pose significant risks, understanding the circumstances in which they are most dangerous can help prevent injuries and identify liability if an accident does occur. Whether the hazard that led to your injury was a… Read More »

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What To Do If You Can’t Find A Driver After An Accident

By The Law Offices of Spencer G. Morgan, P.A. |

A stressful car accident recovery process can become even more complicated if the other driver is uncooperative or difficult to locate. In Miami, situations where a driver leaves the scene without providing their contact or insurance information are unfortunately common. If you can’t find the other driver after a collision, there are several steps… Read More »

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