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Author Archives: Jay Butchko

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How To Prove Income Loss

By The Law Offices of Spencer G. Morgan, P.A. |

Injuries and illness can make it impossible to work. If you were hurt in a Miami accident and are not capable of working while your injuries heal, you may be experiencing stress about your income loss. According to one report, over half of Americans are living paycheck to paycheck, meaning many people rely on… Read More »

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Arthritis And Miami Car Accidents

By The Law Offices of Spencer G. Morgan, P.A. |

Post-traumatic arthritis is possible after a Florida car accident. Essentially, this type of arthritis is not degenerative but was directly caused by the degradation of a joint due to a physical injury, such as those sustained in auto collisions. For this reason, a post-traumatic arthritis diagnosis could increase the value of your personal injury… Read More »

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Can I Financially Recover After Being Hit By An Uninsured Driver?

By The Law Offices of Spencer G. Morgan, P.A. |

Insured drivers diligently make payments for years and assume that everyone they are sharing the road with is doing the same. Which makes sense, because there are Florida laws in place that cite minimum levels of car insurance that all drivers are required to carry. But despite the fact that they are breaking the… Read More »

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Were You Injured When The Airbag Went Off?

By The Law Offices of Spencer G. Morgan, P.A. |

Air bags are an important tool to keeping drivers and passengers safe in the event of a collision, they have saved thousands and thousands of lives. They are often not thought about, people simply assume they will work efficiently and effectively in the event of a forceful collision. Unfortunately, there have been injuries in… Read More »

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5 Things To Document Following A Miami Car Crash

By The Law Offices of Spencer G. Morgan, P.A. |

There are millions of licensed drivers in Florida. With so many people using the streets, roads, and highways of the Sunshine State, it makes sense that accidents occur from time to time. Because accidents are common, the state of Florida requires everyone who owns a vehicle to carry personal injury protection (PIP) coverage. This… Read More »

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Quick Offers And Claim Delays

By The Law Offices of Spencer G. Morgan, P.A. |

Delays and quick offers can be indicators of an insurance company offering you a settlement amount that is lower than what you could obtain with legal support. There are typical timelines and work flows for settling insurance claims, but there are times when an insurance adjuster rushes or draws out a claim in an… Read More »

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Purchasing Auto Coverage Or Pursuing Self-Insurance

By The Law Offices of Spencer G. Morgan, P.A. |

If you have heard of self-insurance, you may be wondering if it is a good avenue for you. While self-insurance is legal, it can be a huge financial risk and is not always in the motorist’s best interests. Self-insurance is the motorist agreeing to be responsible for expenses should they be involved in a… Read More »

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Slow Drivers And Accident Risks

By The Law Offices of Spencer G. Morgan, P.A. |

With fuel rising in price, some drivers choose to drive slow to increase fuel economy. Others drive slow because they are distracted by a mobile device. There are even drivers on the road who have always driven slow or find their speed has reduced as they age and have become more fearful around other… Read More »

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Beware Of Dog Signs And Liability For Bites

By The Law Offices of Spencer G. Morgan, P.A. |

Animal attacks, including those resulting in dog bite injuries, can cause a lot of pain and require medical care. According to one report, Florida is one of the top five states when it comes to dog bites. This is an unfortunate reality, and animal injuries are emotionally distressing and can lead to high medical… Read More »

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Compensation For Florida Sport Injuries

By The Law Offices of Spencer G. Morgan, P.A. |

There are many reasons to play sports. Adults and children alike report that sport participation is a path to life-long friendships, community building, and a path to promoting physical health. While people pursue a sport to reap the benefits and do not intend to get hurt, injuries do occur. Many Florida sport injuries are… Read More »

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