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Author Archives: Jay Butchko

PreExistingCondition

How Do I Disclose A Pre-Existing Condition?

By The Law Offices of Spencer G. Morgan, P.A. |

Talking to insurance adjusters about an accident can result in conversations you are not prepared for. You may go into a phone call believing you will only be talking about when the accident happened and the total of your medical bills as a result of the collision. But the insurance company may ask questions… Read More »

PIP

14-Day PIP Requirement

By The Law Offices of Spencer G. Morgan, P.A. |

Personal injury protection insurance, often referred to as PIP, is a requirement In the state of Florida. All motorists must legally carry this type of auto insurance, essentially PIP allows a person to access damages from their own policy, even if they are the at-fault driver. While this type of insurance offers protections to… Read More »

AccidentScratch

Should I Report A Minor Car Crash?

By The Law Offices of Spencer G. Morgan, P.A. |

When you live in an active city like Miami, you are familiar with being out and about, either traveling to and from fantastic restaurants with family or enjoying an exciting nightlife with friends. Sometimes both in one day. But with all of this hustle and bustle it is an unfortunate reality that minor car… Read More »

Lawyer10

Is It Worth It To Hire A Miami Lawyer?

By The Law Offices of Spencer G. Morgan, P.A. |

In the aftermath of an accident, you may have many questions you want answered. You may be unsure how to pay bills because you are unable to work because of an injury sustained. Or, you may have talked to an insurance company representative and found them unhelpful in resolving the financial issues you have… Read More »

RoofDamage

Understanding Duty To Mitigate

By The Law Offices of Spencer G. Morgan, P.A. |

There are laws in place connected to damage mitigation. The duty to mitigate is a legal term that is involved in a variety of claims and cases, including those connected to a personal injury and damage to property. If you are moving forward with a claim and it is determined you failed to mitigate,… Read More »

Motel

Talk To A Lawyer About A Hotel Injury

By The Law Offices of Spencer G. Morgan, P.A. |

When people stay in a Florida hotel or dine in a Miami restaurant, they are typically out to enjoy the relaxation and pampering of the hospitality industry. But there have been times when a person is at a hotel vacationing and finds themselves injured, either because they fell on a pool deck that was… Read More »

X-Ray

Gathering Medical Records For A Personal Injury Case

By The Law Offices of Spencer G. Morgan, P.A. |

Once you have decided to file a medical malpractice claim or are moving toward a personal injury lawsuit, you will need to access your medical records. These records are an essential part of your claim because they prove the existence of your injuries, their severity, and what resulting treatment plan is being followed. A… Read More »

CruiseTerminal

Injuries Sustained In Cruise Ship Terminal

By The Law Offices of Spencer G. Morgan, P.A. |

If you love to cruise or you have friends and family members who enjoy vacationing on open water, you likely pay attention to reports on how to avoid illness and injury when taking a cruise. But when there are discussions of cruise injuries, the conversation typically centers on food poisoning, illness outbreaks, or a… Read More »

FL_Intersection

Dangerous Miami Intersections

By The Law Offices of Spencer G. Morgan, P.A. |

There are many benefits to living in Miami, including world class beaches, many wonderful food options, and sun shining throughout the year. But there are cons as well. For example, Miami-Dade County frequently ranks high in dangerous places for vehicular drivers, bicyclists, and pedestrians. According to one report, out of every six car accidents… Read More »

RedTrafficLight

Trucks Running Late May Ignore Red Lights

By The Law Offices of Spencer G. Morgan, P.A. |

Stressed drivers who are running late can lead to traffic accidents. For example, if a truck carrying a heavy load runs a red light because they are on a tight schedule and believe they can make it on time with one quick risk, it is possible a vehicular accident causing property damage and personal… Read More »

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