Miami Uber & Lyft Accident Lawyer
Ridesharing is one of the latest major developments in transportation here in Miami, as well as throughout Florida and the rest of the country. Uber did not even exist until 2009, yet now there are billions of Uber trips every year. Lyft has grown at a similar rate. Unfortunately, neither Uber nor Lyft have strict standards for their drivers; it is much more difficult to become a taxi driver or professional chauffeur than it is to procure a driver’s license and download an app on your phone—really the only two requirements necessary to drive for Uber or Lyft. As a result, rideshare drivers have a high rate of causing collisions. If you were injured as a Lyft or Uber passenger, or injured as another road user, it is in your full legal rights to demand fair compensation by working alongside a Miami Uber & Lyft accident lawyer at Spencer Morgan Law.
Damages in an Uber or Lyft Collision
Passengers, pedestrians, cyclists, and other vehicle occupants/drivers can all pursue personal injury claims if they are injured by an Uber or Lyft driver. The amount they stand to receive depends on a few factors. The first is the severity of damages they incur. These include the following:
- Medical bills
- Future medical expenses
- Pain and suffering
- Lost wages due to disability
- Lost future earning ability due to disability
- Emotional distress
- Property damage
- And more.
The second factor that determines how much compensation a rideshare victim stands to receive depends on the insurance policy limits of Uber/Lyft and the driver themselves.
Uber and Lyft’s Insurance Policies
If the Uber or Lyft app is offline:
- Only the driver’s personal auto insurance policy is in play.
The app is on and the driver is available or waiting for a ride request:
- $50,000 in bodily injury per person
- $100,000 in bodily injury per accident
- $25,000 in property damage per accident
The driver was en route to pick up a passenger, or they had a passenger during the time of the crash:
- $1,000,000 third-party liability
- Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
- Contingent comprehensive and collision
- Up to actual cash value of car with a $2,500 deductible
However, if your damages exceed the insurance policy limits, you may be able to seek additional compensation from the driver’s personal auto insurer and/or additional compensation from Uber or Lyft. The success of such an aggressive claim or lawsuit, however, greatly depends on the experience and competence of your attorney.
Call a Miami Uber & Lyft Accident Attorney Today
While rideshare companies once touted the public service and safety that their services would allegedly provide by reducing the number of cars on the roads, we now have ample evidence that rideshare companies like Uber and Lyft have only caused an increase in traffic and collisions. Whether the driver who hit you was distracted while using the app navigation, ran a red light, or was speeding, our Miami Uber & Lyft accident lawyer at Spencer Morgan Law can help you secure the substantial financial compensation you need and deserve. Call 305-423-3800 today to schedule a free consultation.